orrect & Safe Method (Professional Way)
π¦ Option 1: ConnectIPS Corporate API
ConnectIPS
Yo Nepal Clearing House ko official system ho.
Process:
Bank maa corporate account kholnu
ConnectIPS corporate merchant apply garnu
Agreement sign garnu
API credentials (Client ID, Secret Key) linxa
Tapaiko system maa API integrate garnu
Flow:
Your System β ConnectIPS API β Bank β Receiver Account
βοΈ Secure
βοΈ Legal
βοΈ Bulk payment possible
π¦ Option 2: Bank Corporate Internet Banking (Bulk Payment)
Jastai:
Nabil Bank
Global IME Bank
NIC Asia Bank
Dherai bank haru le Bulk Salary Upload (CSV file) option dinxa.
Process:
System bata salary/payment CSV generate garnu
Bank internet banking maa upload garnu
OTP approve garnu
Yo easiest option ho small construction business ko lagi.
π¦ Option 3: Digital Wallet API
eSewa
Khalti
Merchant account kholera API integration garna milxa.
Tara bank to bank payment ko lagi ConnectIPS better ho.
ποΈ Tapaiko Construction System Ko Ideal Architecture
Your CMS
β
Payment Module
β
Payment API (ConnectIPS)
β
Bank Transfer
π Security Best Practice
βοΈ Bank password system maa store nagarnu
βοΈ API key encrypted rakhnus
βοΈ Role-based approval system banaunu (Accountant β Owner approve)
βοΈ Transaction log maintain garnu
π‘ My Recommendation
Jiwan ji, tapaile Laravel use garnu hunxa vane:
π ConnectIPS Corporate API integrate garnu best option ho
π Small scale ho vane CSV upload method easier xa
Tapaiko company monthly kati jati payment hunxa?
5β10 jana?
50+ jana?
Bulk salary system banaune ho?
Ma tapaiko level anusar exact technical architecture banaidinxu (Laravel example sahit).